Kamana Mishra

  The stock market is where the stock of listed companies is purchased and sold. There are two major participants investors and traders, investors generally invest for long term, they identify good companies and hold their stocks for years, hoping their value will increase overtime. Trade means to buy and sell shares the same day, with the purpose of obtaining profits. Trade is all about protecting your money from making money. There is myth that trading is for professional but remember no one is born great trader, one learns by trading. Follow these six things to avoid mistakes that a beginner generally does. Learn to use trading platform The very first step to trading is too open Demat account and trading account with the stock broker. After opening it, learn to use the mobile application of the broker as no one wants to be dependent and everyone love their privacy. The features of trading application are generally same with some exclusive features that make them different. Som...

  When the stock market makes front page news regarding the high indices and gains in the market cap, investors begin to keep a close watch on the market. Especially small and retail traders, investors. High indices and marginal participation of investors in the markets is not always a good news. New equity investors are many a times drawn in by the gains that people around them are making and aiming for a similar return they end up making costly mistakes. Here are some of the strategies that should be followed while investing in a bullish market: Your financial plan must guide you Your financial plan helps you with how much allocation is required in debt, equities, gold, liquid assets etc. One must stick to their financial plan and the moment your allocation exceeds the line one must try and bring it back to original. This method will automatically ensure profits at richer valuations and have liquidity when the cheaper ones become available. Stick to a quality equity portfolio At ...

  Mutual funds are linked to the market that’s why they do not guarantee returns nor do they provide safety of capital. Even banks do not provide safety of capital they assure capital safety of upto Rs 5 lakhs only for the fixed deposit. Mutual fund is an organization that collects and pools money from different investors and then invests the money in stocks, short-term debt, bonds etc. The funds collected in mutual funds are handled by money experts who allocate the funds assets and make all the effort to produce capital gains or some amount of income for the investors.  Are mutual funds a safer way? Anything related to money involves some risks, there is no investment which is the safest and has no relation with risks. Mutual funds do come with a warning saying “Mutual funds are subject to market risks.” Mutual funds are not as safe as the bank deposits but sometimes mutual funds can give you some inflation-beating returns only if you can understand the investment tactics an...

  “A man in debt is so far a slave” said Ralph Waldo Emerson.  These are pretty strong words coming from one of the most celebrated poets of the 19 th century.  But why would a poet venture into the finance space? And why would he make such a stark equivalence between debt and slavery? Let’s try to understand debt and what he is trying to say. The definition of debt is the state of owing money. When you borrow money, you’re borrowing from your future self. It means that in the future you will have less money to spend unless you use the loan to invest in education, a profitable business or an appreciating asset (such as  a house  over 25 years)  This means that not all of kinds of debt are bad. But the title is how to manage your debt which means you have already decide to take on the debt  and you are now mentally preparing yourself for process of the steady outflow of cash from your bank account for the significant future. This is not a reason to be ...