Kamana Mishra

  Whether you like it or not, you must budget your money if you want to be financially successful. It requires planning to get your finances in order and generate wealth, and your budget may help you achieve exactly that. Budgeting isn't fun for a lot of individuals. It can refer to restrictions, a lack of restrictions, or even punishment. When people hear the word "budget," they immediately think of spending limits or being "in debt." Fortunately, creating a monthly budget does not require you to save all of your money or dramatically reduce your expenditures. A budget is simply a tool for assisting you in achieving your financial objectives, therefore it doesn't have to be extremely restrictive to be effective. What is a budget plan? A budget plan is a monthly summary that records and compares your income and expenses. Simply put, a budget compares the amount of money you expect to make each month to your fixed and variable expenses. Rent or mortgage paym...

A high credit score is essential to your financial stability since it can give you access to the greatest credit card and loan deals. The process of increasing or preserving a high credit score by responsible behavior, however, is ongoing. One must be aware of the "good and desired" behaviors that boost your credit score and avoid the undesirable ones. Here are some prevalent misconceptions about credit scores: 1. Checking my credit score reduces it. False. This is undoubtedly the most widespread fallacy, despite the fact that 93 percent of millennials are aware of their credit score . You can measure your progress when establishing credit by keeping an eye on your score, but it's crucial to check it correctly. An activity known as a "soft pull," such as checking your credit score, has no impact on your credit score. A "hard draw," such as when you apply for a credit card, momentarily lowers your credit score. Information won't harm you if you veri...

  We all know the stock market is a great investment opportunity but selecting The one for you can be quite a task. In India, we have more than 5000 companies listed on stock exchanges like the Bombay stock exchange or the national stock exchange. So it is tough to choose the right stock which will outperform especially for amateurs. 95 % of people lose money in the stock market. and the reason behind it is the lack of knowledge. People confuse the stock market with gambling and often end up losing their capital. A detailed study about the company and market is mandatory if you want to succeed in the stock market. So below are some stock market indicators you should know.  1.What is a technical analysis of stocks? There are two ways to select stocks: fundamental analysis and technical analysis . When an individual selects stocks based on their past performance and candlestick charts it is known as technical analysis.  2. Best indicators for technical analysis.  ● PE ...