Kamana Mishra

  The Indian equity market is at an all-time high. The bull run has been going on for almost 6 months. And nobody can predict what's next.  But the question for most retail investors is what should be their position in these confusing situations. Well, we don't know where the market is heading but we can avoid some mistakes and still earn gains from this bull run.  Want to know how? Read the full article and know what mistakes you should avoid in the current equity market.  Before jumping to our topic let's first understand what is going on in the current equity market. Right now the market is in the recovery stage and is recovering from the pandemic crash. There is a lot of liquidity in the market through the government as well as the newly joined retail investors. The market is setting new high records every day despite multiple predictions regarding the correction. There are many IPO 's including the biggest IPO of India are coming into the market and many are lis...

  It is said that "failing to plan is planning to fail" We Indians plan for everything perfectly, be it a weekend picnic or a child's future we always plan things. But when it comes to securing our future financially we don't give much importance to it. Most Indians spend almost all their money on their child's education, wedding and depend on their child financially after their retirement. This just represents the poor habit of not investing money and not planning for your future. Financial stability defines who we are and also indicates a good position in society and that's why financial planning is significant. Read the full article to know what financial planning is and its importance and also can you do your financial planning by yourself. What is financial goal planning?  Personal financial planning is the process of managing your money to achieve personal financial goals . In layman's language, financial planning is knowing your income and planning...

  A large choice like buying a home requires preparation on both a financial and emotional level. Purchasing a home may be thrilling and terrifying. It implies that you are establishing roots and getting ready for the next stage of your life. However, it also implies that you are assuming the most debt you would conceivably ever have to repay. The financial reality of getting ready to buy a house can be quite stressful, unclear, and full of concerns like, "Will I be approved for a loan?" How much will I be able to get? How much money do I have for a down payment? The list continues.   You'll feel more at ease with the investment you're about to make if you learn as much as you can about the home-buying process before making a choice. The greatest approach to prevent unforeseen fees that could make your dream home purchase into a nightmare is through knowledge. Here are some essential factors that will enable you to decide whether you are prepared to purchase a home: ...

One of the first abilities you'll need to acquire is budgeting if your objective is to become financially successful. By using a budget, you may keep your spending under control, reduce your debt, and free up cash flow for future investments. Today's technology has made it much simpler to create and maintain a budget. What are apps for Budgeting? A digital tool that aids in tracking your personal finances is a budgeting programme. It can be accessed with a digital device such as a computer, tablet, or smartphone. Tracking your income, expenses, savings, and debt payments are some frequent in-app functions for budgeting apps, however their functionality differ. Many apps make it simple to track your income and expenses by allowing you to import or sync data from your financial accounts. By tracking and enhancing your spending and saving habits, budgeting applications seek to enhance your overall financial situation. The importance of budgeting apps Many Americans struggle to ma...

Travel may be expensive, whether it's because of high gas prices while you're on a road trip or rising hotel and airline expenses due to rising travel demand. Have you ever pondered how you'll ever save enough money for that trip of a lifetime? We know because we've all been there. We are aware of how challenging it can be to put money aside for travel, particularly with the cost of living increasing yearly and unforeseen expenses cropping up everywhere. Do you ever feel as though your money simply vanishes when you receive payment? Money can seem to effortlessly go without a trace if we don't keep track of where we are spending it.   It's not all bad news, either. You can use a variety of wise financial strategies to save money. When you don't know where to start, saving for travel might seem overwhelming, but with these travel budgeting strategies, it doesn't have to be as expensive as you would imagine: Decide what you want:  Decide what you want firs...